Guides to selling on net terms
How to offer trade credit on Shopify without it turning into bad debt. Written for merchants, not accountants.
Start here
If you are new to trade credit, read these four in order. They take about half an hour together.
How Shopify B2B net terms work
What Shopify does on every plan, and where it stops. Read the guide.
Write your trade terms
The rules a buyer agrees to before the first order, with wording to adapt. Read the guide.
Set credit limits
How much each buyer can owe, with a method rather than a guess. Read the guide.
Chase unpaid invoices
The schedule, the channels and the wording. Read the guide.
All guides
Shopify B2B net terms
How Shopify B2B payment terms work on every plan in 2026, what Shopify does and does not do when invoices go overdue, and how to add credit control.
Read moreOffering Net 30 on Shopify
A step-by-step guide to offering Net 30 payment terms to wholesale buyers on Shopify, from company setup and trade terms to reminders and collection.
Read moreOverdue invoices in Shopify
What Shopify does and does not do when a B2B invoice passes its due date, and how to stop overdue buyers ordering and get paid faster.
Read moreSetting credit limits
How to decide credit limits and payment terms for wholesale buyers: order value, trade references, credit checks, starting limits and when to review.
Read moreReading an aging report
What an accounts receivable aging report is, how the aging buckets work, how to read it and what to do about each bucket, with a worked example.
Read moreChasing unpaid invoices
A practical process for chasing unpaid B2B invoices: timing, tone, channels, when to stop supplying, and reminder wording you can copy.
Read moreUK late payment interest
How statutory interest and fixed compensation work under the Late Payment of Commercial Debts (Interest) Act 1998, with a worked example.
Read moreNet 30 vs Net 60 vs Net 90
The real cost of Net 30, Net 60 and Net 90 payment terms for a wholesale business, with worked figures, when each makes sense and how to negotiate.
Read moreTrade terms template
What to put in wholesale terms and conditions: payment terms, credit limits, holds, saved card charges, late payment interest and disputes, with wording.
Read moreCredit application checklist
What to put on a wholesale credit application form, how to check the answers, red flags to watch for and how to set the first limit, with a checklist.
Read moreDays sales outstanding (DSO)
What days sales outstanding measures, the formula with a worked example, what a good DSO looks like against your terms, and the five changes that bring it down.
Read moreReminder email templates
Five payment reminder emails for wholesale invoices, from a pre-due heads-up to a final notice, with subject lines, when to send each and what to change.
Read moreWhen a customer will not pay
The steps after the final notice: stopping supply, payment plans, letters before action, collection agencies, small claims and knowing when to write a debt off.
Read moreA note on the figures
The worked examples use round numbers in US dollars because Shopify bills in dollars and our merchants are in several countries. The UK late payment pages use pounds because the law does. Where a guide cites a statistic, the source is named beside it. Where it describes the law, it is general information and not legal advice; check the current position for your country before relying on it.
Related
Glossary
Plain definitions of the terms used in B2B trade credit and collections: net terms, credit limit, credit hold, aging report, DSO and statutory interest.
Read moreFeatures
Credit limits, checkout credit holds, due-date collection, email and text reminders, aging reports, statements and UK late payment interest for Shopify B2B.
Read moreCompare
How Terms Due compares with Shopify's built-in payment terms, spreadsheets, accounting software, net terms financing and doing it by hand.
Read moreStop chasing wholesale invoices by hand
Install Terms Due, set a credit limit for each buyer and let the app hold, remind and collect.
Install on Shopify