Compare your options
Most merchants manage trade credit with some mix of Shopify, a spreadsheet, their accounting app and the owner's Friday afternoon. Here is how each one handles the job, and where paying someone else to carry the credit makes sense.
At a glance
| Limits at checkout | Holds | Reminders | Collection | Aging | |
|---|---|---|---|---|---|
| Shopify alone | No | By hand | One, by hand | By hand | No |
| Spreadsheet | No | By hand | By hand | No | When updated |
| Accounting software | No | No | Email, on its invoices | No | On synced invoices |
| By hand or a credit controller | No | By hand | On schedule, if staffed | By hand | A spreadsheet |
| Net terms financing | Provider's rules | Provider's | Provider's, in their name | Provider pays you | Provider's |
| Terms Due | Yes | Automatic | Email and text, scheduled | Saved card on due date | Live |
The comparisons
vs Shopify payment terms
What Shopify's native B2B payment terms do, what they leave to you, and what Terms Due adds: credit limits, holds, reminders, collection and aging reports.
Read morevs spreadsheets
The limits of tracking Shopify B2B invoices, due dates and credit limits in a spreadsheet, and when it is time to move to a net terms app.
Read morevs accounting software
Why accounting software credit control does not stop Shopify orders, and how Terms Due works alongside Xero or QuickBooks for B2B net terms.
Read morevs net terms financing
Keeping trade credit in-house with Terms Due versus a net terms financing provider, B2B buy-now-pay-later service or invoice factor: fees, control and risk.
Read morevs manual credit control
What manual credit control really costs a small wholesaler in hours and missed holds, when hiring a credit controller makes sense, and what an app changes.
Read moreRelated
Features
Credit limits, checkout credit holds, due-date collection, email and text reminders, aging reports, statements and UK late payment interest for Shopify B2B.
Read morePricing
Terms Due pricing: free for up to three trade accounts, then Starter $49, Growth $99 and Scale $199 a month with a 14-day trial, billed through Shopify.
Read moreHow Terms Due works
How Terms Due tracks balances, enforces credit limits at checkout, sends reminders and collects Shopify B2B net terms invoices, step by step.
Read moreStop chasing wholesale invoices by hand
Install Terms Due, set a credit limit for each buyer and let the app hold, remind and collect.
Install on Shopify