Terms Due vs Shopify's built-in payment terms
Terms Due does not replace Shopify's payment terms. It sits on top of them. Here is what each one does.
Side by side
| Shopify B2B on its own | Shopify B2B with Terms Due | |
|---|---|---|
| Net 7 to Net 90, due on fulfilment, fixed date | Yes | Yes, uses Shopify's terms |
| Vaulted cards at checkout | Yes | Yes, uses Shopify's vault |
| Payment reminder email | Yes | Scheduled sequence before and after the due date |
| Text message reminders | No | Yes |
| Credit limit checked at checkout | No | Yes |
| Block orders from overdue accounts | Manual | Automatic |
| Charge saved card on the due date | Manual or via your own automation | Automatic, with notice and retries |
| Aging report | No | Yes |
| Monthly statements and a pay-now page | No | Yes |
| UK statutory interest and compensation | No | Yes |
Based on Shopify's published B2B features as of September 2026. Shopify adds features regularly, so check its help centre for the latest.
When Shopify on its own is enough
If you have a few trade buyers who always pay on time, Shopify's payment terms and its reminder email may be all you need.
Once you have more accounts than you can keep in your head, or one buyer has already cost you money, the missing pieces are limits, holds and a reliable collection routine. That is what Terms Due adds.
Questions
Do I have to change how I set up companies in Shopify?
No. Keep managing companies, catalogs and payment terms in Shopify. Terms Due reads them.
Related
Shopify B2B net terms
How Shopify B2B payment terms work on every plan in 2026, what Shopify does and does not do when invoices go overdue, and how to add credit control.
Read moreCredit holds
Put Shopify B2B companies on credit hold automatically when an invoice is overdue or they pass their limit. New orders are blocked at checkout until they pay.
Read moreCredit limits
Set a credit limit for each Shopify B2B company. Terms Due checks open balance plus the new order before checkout, so no buyer runs up more than you agreed.
Read moreStop chasing wholesale invoices by hand
Install Terms Due, set a credit limit for each buyer and let the app hold, remind and collect.
Install on Shopify