/* Terms Due site styles
   v1 Monday 21 Sep 2026: initial design system (ledger palette, statement device, burger on all screens, centred footer) */
:root{
  --ink:#15203A; --ink-2:#2A3656; --text:#26314A; --muted:#56627A;
  --paper:#FFFFFF; --ledger:#EDF2EC; --rule:#C5D3C8; --rule-soft:#DCE5DD;
  --stamp:#B8322A; --paid:#2E7650; --due:#9A6412;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;overflow-x:clip}
body{margin:0;overflow-x:hidden;background:var(--paper);color:var(--text);font:400 17px/1.6 var(--sans);font-variant-numeric:tabular-nums}
img{max-width:100%;height:auto}
a{color:var(--ink);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--stamp)}
:focus-visible{outline:3px solid var(--stamp);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);font-weight:600;line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.3rem,5.2vw,3.6rem);letter-spacing:-.015em}
h2{font-size:clamp(1.6rem,3vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.prose{max-width:70ch}
.center{text-align:center}
.note{font-size:.9rem;color:var(--muted)}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px;top:8px}

/* buttons */
.btn{display:inline-block;background:var(--ink);color:#fff;border:2px solid var(--ink);border-radius:4px;padding:12px 20px;font:600 1rem/1.2 var(--sans);text-decoration:none;cursor:pointer}
.btn:hover{background:var(--ink-2);border-color:var(--ink-2);color:#fff}
.btn-line{background:transparent;color:var(--ink)}
.btn-line:hover{background:var(--ledger);color:var(--ink);border-color:var(--ink)}
.btn-light{background:#fff;color:var(--ink);border-color:#fff}
.btn-light:hover{background:var(--ledger);color:var(--ink);border-color:var(--ledger)}
.btn-sm{padding:8px 14px;font-size:.92rem}

/* header + burger (burger shows on every screen size) */
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);border-bottom:1px solid var(--rule)}
.head-row{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo-mark{display:inline-grid;place-items:center;width:34px;height:34px;background:var(--ink);color:#fff;font:700 .85rem/1 var(--sans);letter-spacing:.02em;border-radius:3px;box-shadow:inset 0 -4px 0 var(--stamp)}
.logo-word{font:600 1.35rem/1 var(--serif)}
.head-actions{display:flex;align-items:center;gap:14px}
.burger{width:44px;height:44px;display:inline-flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;background:transparent;border:1px solid var(--rule);border-radius:4px;cursor:pointer;padding:0}
.burger span{display:block;width:20px;height:2px;background:var(--ink);transition:transform .25s,opacity .2s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.nav-overlay{position:fixed;inset:0;background:rgba(21,32,58,.45);opacity:0;visibility:hidden;transition:opacity .25s;z-index:50}
.nav-sidebar{position:fixed;top:0;right:0;height:100%;width:min(380px,88vw);background:var(--paper);z-index:60;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:0 24px 32px;border-left:1px solid var(--rule);visibility:hidden}
body.nav-open .nav-overlay{opacity:1;visibility:visible}
body.nav-open .nav-sidebar{transform:none;visibility:visible}
body.nav-open{overflow:hidden}
.nav-header{display:flex;align-items:center;justify-content:space-between;height:68px;border-bottom:1px solid var(--rule);margin-bottom:12px}
.nav-close{position:relative;width:44px;height:44px;background:transparent;border:1px solid var(--rule);border-radius:4px;cursor:pointer}
.nav-close span{position:absolute;left:11px;top:21px;width:20px;height:2px;background:var(--ink)}
.nav-close span:first-child{transform:rotate(45deg)}
.nav-close span:last-child{transform:rotate(-45deg)}
.nav-list,.nav-sub{list-style:none;margin:0;padding:0}
.nav-list>li>a{display:block;padding:11px 0;font:600 1.05rem/1.3 var(--sans);text-decoration:none;border-bottom:1px solid var(--rule-soft)}
.nav-sub{padding:4px 0 8px 14px;border-left:2px solid var(--ledger);margin:4px 0 6px}
.nav-sub a{display:block;padding:6px 0;font-size:.95rem;color:var(--muted);text-decoration:none}
.nav-sub a:hover,.nav-list>li>a:hover{color:var(--stamp)}
.nav-cta{display:block;text-align:center;margin-top:20px}
.nav-foot{margin-top:18px;font-size:.85rem;color:var(--muted);text-align:center}
@media (max-width:520px){.head-cta{display:none}.statement{padding:18px 14px 14px;box-shadow:6px 6px 0 var(--ledger)}.st-rows td:nth-child(2){display:none}.stamp{right:18px;top:250px;font-size:1.1rem}}

/* hero */
.hero{padding:56px 0 64px;border-bottom:1px solid var(--rule)}
.hero-grid{display:block}
.hero-split .hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center}
.hero-copy{max-width:640px}
.lead{font-size:1.2rem;color:var(--text);max-width:60ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 12px}
.hero-note{font-size:.92rem;color:var(--muted)}
@media (max-width:900px){.hero-split .hero-grid{grid-template-columns:minmax(0,1fr);gap:40px}}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 22px;padding:0;font-size:.88rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--rule)}
.crumbs a{color:var(--muted)}

/* statement device (the signature element) */
.statement{position:relative;margin:0;background:var(--paper);border:1px solid var(--rule);padding:24px 24px 18px;box-shadow:10px 10px 0 var(--ledger)}
.st-top{display:flex;justify-content:space-between;gap:12px;border-bottom:2px solid var(--ink);padding-bottom:12px}
.st-label{font:600 1.5rem/1 var(--serif);color:var(--ink);margin:0 0 6px}
.st-co{margin:0;color:var(--muted);font-size:.95rem}
.st-terms{text-align:right;font-size:.9rem;color:var(--muted)}
.st-terms p{margin:0}
.st-bal{display:flex;justify-content:space-between;align-items:baseline;padding:14px 0 10px}
.st-bal p{margin:0;font-weight:600}
.st-num{font:600 1.9rem/1 var(--serif);color:var(--stamp)}
.st-bar{display:flex;height:10px;margin-bottom:10px;background:var(--ledger)}
.st-bar span{display:block;height:100%}
.b-cur{background:var(--paid)}.b-30{background:#D9A441}.b-60{background:var(--stamp)}
.st-rows{width:100%;border-collapse:collapse;font-size:.92rem}
.st-rows td{padding:8px 4px;border-bottom:1px solid var(--rule-soft);height:36px}
.st-rows td:last-child{text-align:right;font-weight:600}
.pill{display:inline-block;font-size:.8rem;font-weight:600;padding:2px 8px;border-radius:999px;background:var(--ledger);color:var(--muted)}
.pill.paid{color:var(--paid)}.pill.late{background:#F6E1DE;color:var(--stamp)}.pill.due{background:#F7EBD2;color:var(--due)}
.stamp{position:absolute;right:34%;top:232px;mix-blend-mode:multiply;margin:0;padding:6px 14px;border:3px solid var(--stamp);color:var(--stamp);font:700 1.3rem/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;transform:rotate(-9deg);border-radius:4px;background:transparent;animation:stamp .45s cubic-bezier(.2,1.4,.4,1) .7s both}
@keyframes stamp{from{opacity:0;transform:rotate(-9deg) scale(1.8)}to{opacity:1;transform:rotate(-9deg) scale(1)}}
.statement figcaption,.aging-fig figcaption,.phone figcaption{font-size:.88rem;color:var(--muted);margin-top:12px}

/* bands */
.band{padding:72px 0}
.band.tint{background:var(--ledger)}
.band + .band:not(.tint):not(.cta-band){border-top:1px solid var(--rule-soft)}
.band.tint + .band{border-top:0}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
@media (max-width:900px){.split{grid-template-columns:minmax(0,1fr);gap:36px}.band{padding:56px 0}}

/* grids: explicit breakpoints only */
.grid{display:grid;gap:28px;margin-top:28px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.grid-6{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:1000px){.grid-4,.grid-6{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:860px){.grid-3{grid-template-columns:minmax(0,1fr)}}
@media (max-width:700px){.grid-2{grid-template-columns:minmax(0,1fr)}}
@media (max-width:600px){.grid-4,.grid-6{grid-template-columns:minmax(0,1fr)}}

/* ledger cards: rule on top, no drop shadow */
.card{display:block;border-top:3px solid var(--ink);padding:18px 0 4px;color:var(--text);text-decoration:none}
.card h3{margin-bottom:.4em}
.card p{margin-bottom:.6em}
.card-link .more{font-weight:600;font-size:.92rem;color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.card-link:hover{color:var(--text)}
.card-link:hover h3,.card-link:hover .more{color:var(--stamp)}

/* ticks list */
.ticks{list-style:none;padding:0;margin:0 0 1em}
.ticks li{position:relative;padding:8px 0 8px 28px;border-bottom:1px solid var(--rule-soft)}
.ticks li::before{content:"";position:absolute;left:4px;top:15px;width:10px;height:5px;border-left:2px solid var(--paid);border-bottom:2px solid var(--paid);transform:rotate(-45deg)}

/* steps (real sequences only) */
.steps{list-style:none;counter-reset:s;padding:0;margin:28px 0 0;display:grid;gap:0}
.steps li{counter-increment:s;display:grid;grid-template-columns:72px 1fr;gap:8px;padding:20px 0;border-top:1px solid var(--rule)}
.steps li::before{content:counter(s);font:600 2.4rem/1 var(--serif);color:var(--stamp)}
.steps h3{margin-bottom:.3em}.steps p{margin:0;max-width:66ch}
@media (max-width:600px){.steps li{grid-template-columns:48px 1fr}.steps li::before{font-size:1.9rem}}

/* tables */
.table-scroll{overflow-x:auto;margin-top:24px;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;min-width:520px;background:var(--paper)}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--rule);vertical-align:top;font-size:.96rem}
thead th{border-bottom:2px solid var(--ink);font-weight:700;color:var(--ink)}
tbody th{font-weight:600;color:var(--ink)}
.aging-fig{margin:28px 0 0;overflow-x:auto}
.aging{min-width:520px;border:1px solid var(--rule)}
.aging td{text-align:right}
.aging .hot{color:var(--stamp);font-weight:700}
.aging .tot th,.aging .tot td{border-top:2px solid var(--ink);font-weight:700}

/* phone device */
.phone{margin:0 auto;max-width:340px;width:100%;border:10px solid var(--ink);border-radius:34px;background:#F4F6F4;overflow:hidden}
.phone-top{background:var(--paper);border-bottom:1px solid var(--rule);text-align:center;padding:14px 10px 10px}
.phone-top p{margin:0;font-weight:600;color:var(--ink)}
.phone-body{padding:16px 14px 18px;display:flex;flex-direction:column;gap:10px}
.bubble{margin:0;max-width:86%;background:#E3E8E3;color:var(--text);padding:10px 13px;border-radius:16px 16px 16px 4px;font-size:.93rem;line-height:1.45}
.bubble.me{align-self:flex-end;background:var(--ink);color:#fff;border-radius:16px 16px 4px 16px}
.phone figcaption{background:var(--paper);padding:10px 14px 14px;margin:0}

/* callout */
.callout{border-left:6px solid var(--stamp);background:var(--ledger);padding:28px 32px;max-width:820px}
.callout p:last-child{margin-bottom:0}

/* pricing */
.plans{align-items:stretch}
.plan{display:flex;flex-direction:column;border:1px solid var(--rule);border-top:4px solid var(--ink);padding:26px 24px}
.plan.featured{border-top-color:var(--stamp);box-shadow:10px 10px 0 var(--ledger)}
.plan h2{font-size:1.6rem;margin-bottom:.2em}
.price{color:var(--muted)}
.price span{font:600 2.6rem/1 var(--serif);color:var(--ink);margin-right:4px}
.plan-for{color:var(--muted)}
.plan .ticks{flex:1}
.plan .btn{text-align:center}

/* faq accordion */
.faq{margin-top:12px}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{list-style:none;cursor:pointer;padding:18px 40px 18px 0;position:relative;font-weight:600;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:12px;font:400 1.6rem/1 var(--sans);color:var(--stamp)}
.faq details[open] summary::after{content:"\2212"}
.faq-a{padding:0 0 16px}
.faq-a p{margin:0}

/* contact */
.contact-form{display:grid;gap:8px}
.contact-form label{font-weight:600;color:var(--ink);margin-top:6px}
.contact-form input,.contact-form textarea{font:inherit;padding:11px 12px;border:1px solid var(--rule);border-radius:4px;background:#fff;color:var(--text);width:100%}
.contact-form .btn{margin-top:12px;justify-self:start}

/* cta band */
.cta-band{background:var(--ink);color:#DDE4EF}
.cta-band h2{color:#fff}
.cta-band p{max-width:56ch;margin:0 auto 24px}

/* footer: centred text, clean link rows */
.site-footer{background:var(--ink-2);color:#C9D2E1;text-align:center;padding:48px 0 36px;border-top:4px solid var(--stamp)}
.foot-brand{font:600 1.4rem/1 var(--serif);color:#fff;margin-bottom:8px}
.foot-line{margin-bottom:22px;font-size:.95rem}
.foot-links{list-style:none;margin:0 auto 12px;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:6px 22px;max-width:800px}
.foot-links a{color:#fff;text-decoration:none;font-weight:500}
.foot-links a:hover{text-decoration:underline;color:#fff}
.foot-small a{color:#C9D2E1;font-weight:400;font-size:.92rem}
.foot-copy{font-size:.85rem;margin:14px 0 0;color:#AEB9CC}
.foot-copy+.foot-copy{margin-top:4px}

@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}